Market Overview
Home Prices in West Saint Paul, MN
The median home value in West Saint Paul, MN is $327,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Saint Paul are priced20% below average. West Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metro area.
Over the past five years, West Saint Paul home values have risen by approximately15.6%, reflecting steady appreciation in this market.
Price History
West Saint Paul Home Price Trend
City Comparison
West Saint Paul vs. National Median
At $327,721, homes in West Saint Paul cost 20% below the national median of $410,000. This makes West Saint Paul a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Saint Paul?
20% Down Payment
$65,544
on $327,721
Monthly P&I
$1,709/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,170/mo
incl. taxes & insurance
Income Needed
$86,800
gross annual (30% rule)
10% Down Option
$32,772
+ PMI applies
Loan Amount (20% dn)
$262,177
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Saint Paul, MN?
The median home value in West Saint Paul is $327,721 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in West Saint Paul?
Over the past year, home values in West Saint Paul have increased by 3.7%. Over five years, prices have risen approximately 15.6%.
How much do I need to earn to buy a home in West Saint Paul?
To comfortably afford the median home price of $327,721 with a 20% down payment ($65,544) at today's rates (6.8%), you'd need a gross annual income of approximately $86,800. This assumes keeping total housing costs at or below 30% of gross income.
How does West Saint Paul compare to the national average home price?
The national median home value is approximately $410,000. At $327,721, homes in West Saint Paul are 20% below the national average.
What metro area is West Saint Paul part of?
West Saint Paul is part of the Minneapolis-St. Paul-Bloomington, MN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.