Market Overview
Home Prices in Woodstock, MN
The median home value in Woodstock, MN is $304,860 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 15.7% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Woodstock are priced26% below average.
Price History
Woodstock Home Price Trend
2024
$270,176
$270K
—
2025
$263,554
$264K
-2.5%
2026
$304,860
$305K
+15.7%
City Comparison
Woodstock vs. National Median
🏠 Woodstock
$304,860
National Median
$410,000
At $304,860, homes in Woodstock cost 26% below the national median of $410,000. This makes Woodstock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Woodstock?
20% Down Payment
$60,972
on $304,860
Monthly P&I
$1,590/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,019/mo
incl. taxes & insurance
Income Needed
$80,760
gross annual (30% rule)
10% Down Option
$30,486
+ PMI applies
Loan Amount (20% dn)
$243,888
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Woodstock, MN?
The median home value in Woodstock is $304,860 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 15.7% year-over-year.
How much have home prices changed in Woodstock?
Over the past year, home values in Woodstock have increased by 15.7%.
How much do I need to earn to buy a home in Woodstock?
To comfortably afford the median home price of $304,860 with a 20% down payment ($60,972) at today's rates (6.8%), you'd need a gross annual income of approximately $80,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Woodstock compare to the national average home price?
The national median home value is approximately $410,000. At $304,860, homes in Woodstock are 26% below the national average.