Market Overview
Home Prices in Zumbro Falls, MN
The median home value in Zumbro Falls, MN is $470,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11% compared to a year ago and up 7.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Zumbro Falls are priced15% above average. Zumbro Falls is part of the Rochester, MN metro area.
Over the past five years, Zumbro Falls home values have risen by approximately47.7%, reflecting strong long-term appreciation in this market.
Price History
Zumbro Falls Home Price Trend
City Comparison
Zumbro Falls vs. National Median
At $470,427, homes in Zumbro Falls cost 15% above the national median of $410,000. Buyers in Zumbro Falls should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Zumbro Falls?
20% Down Payment
$94,085
on $470,427
Monthly P&I
$2,453/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,115/mo
incl. taxes & insurance
Income Needed
$124,600
gross annual (30% rule)
10% Down Option
$47,043
+ PMI applies
Loan Amount (20% dn)
$376,342
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Zumbro Falls, MN?
The median home value in Zumbro Falls is $470,427 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11% year-over-year.
How much have home prices changed in Zumbro Falls?
Over the past year, home values in Zumbro Falls have increased by 11%. Over five years, prices have risen approximately 47.7%.
How much do I need to earn to buy a home in Zumbro Falls?
To comfortably afford the median home price of $470,427 with a 20% down payment ($94,085) at today's rates (6.8%), you'd need a gross annual income of approximately $124,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Zumbro Falls compare to the national average home price?
The national median home value is approximately $410,000. At $470,427, homes in Zumbro Falls are 15% above the national average.
What metro area is Zumbro Falls part of?
Zumbro Falls is part of the Rochester, MN metropolitan area. Home prices and market conditions can vary across the broader metro region.