Market Overview
Home Prices in Biloxi, MS
The median home value in Biloxi, MS is $239,040 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Biloxi are priced42% below average. Biloxi is part of the Gulfport-Biloxi, MS metro area.
Over the past five years, Biloxi home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.
Price History
Biloxi Home Price Trend
City Comparison
Biloxi vs. National Median
At $239,040, homes in Biloxi cost 42% below the national median of $410,000. This makes Biloxi a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Biloxi?
20% Down Payment
$47,808
on $239,040
Monthly P&I
$1,247/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,584/mo
incl. taxes & insurance
Income Needed
$63,360
gross annual (30% rule)
10% Down Option
$23,904
+ PMI applies
Loan Amount (20% dn)
$191,232
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Biloxi, MS?
The median home value in Biloxi is $239,040 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Biloxi?
Over the past year, home values in Biloxi have increased by 2.3%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Biloxi?
To comfortably afford the median home price of $239,040 with a 20% down payment ($47,808) at today's rates (6.8%), you'd need a gross annual income of approximately $63,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Biloxi compare to the national average home price?
The national median home value is approximately $410,000. At $239,040, homes in Biloxi are 42% below the national average.
What metro area is Biloxi part of?
Biloxi is part of the Gulfport-Biloxi, MS metropolitan area. Home prices and market conditions can vary across the broader metro region.