Market Overview
Home Prices in Kalispell, MT
The median home value in Kalispell, MT is $565,330 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kalispell are priced38% above average. Kalispell is part of the Kalispell, MT metro area.
Over the past five years, Kalispell home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Kalispell Home Price Trend
City Comparison
Kalispell vs. National Median
At $565,330, homes in Kalispell cost 38% above the national median of $410,000. Buyers in Kalispell should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kalispell?
20% Down Payment
$113,066
on $565,330
Monthly P&I
$2,948/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,744/mo
incl. taxes & insurance
Income Needed
$149,760
gross annual (30% rule)
10% Down Option
$56,533
+ PMI applies
Loan Amount (20% dn)
$452,264
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kalispell, MT?
The median home value in Kalispell is $565,330 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Kalispell?
Over the past year, home values in Kalispell have increased by 0.4%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Kalispell?
To comfortably afford the median home price of $565,330 with a 20% down payment ($113,066) at today's rates (6.8%), you'd need a gross annual income of approximately $149,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Kalispell compare to the national average home price?
The national median home value is approximately $410,000. At $565,330, homes in Kalispell are 38% above the national average.
What metro area is Kalispell part of?
Kalispell is part of the Kalispell, MT metropolitan area. Home prices and market conditions can vary across the broader metro region.