Market Overview
Home Prices in Bahama, NC
The median home value in Bahama, NC is $497,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bahama are priced21% above average. Bahama is part of the Durham-Chapel Hill, NC metro area.
Over the past five years, Bahama home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.
Price History
Bahama Home Price Trend
City Comparison
Bahama vs. National Median
At $497,474, homes in Bahama cost 21% above the national median of $410,000. Buyers in Bahama should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bahama?
20% Down Payment
$99,495
on $497,474
Monthly P&I
$2,595/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,296/mo
incl. taxes & insurance
Income Needed
$131,840
gross annual (30% rule)
10% Down Option
$49,747
+ PMI applies
Loan Amount (20% dn)
$397,979
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bahama, NC?
The median home value in Bahama is $497,474 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Bahama?
Over the past year, home values in Bahama have increased by 4.2%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Bahama?
To comfortably afford the median home price of $497,474 with a 20% down payment ($99,495) at today's rates (6.8%), you'd need a gross annual income of approximately $131,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Bahama compare to the national average home price?
The national median home value is approximately $410,000. At $497,474, homes in Bahama are 21% above the national average.
What metro area is Bahama part of?
Bahama is part of the Durham-Chapel Hill, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.