Market Overview
Home Prices in Bakersville, NC
The median home value in Bakersville, NC is $237,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bakersville are priced42% below average.
Over the past five years, Bakersville home values have risen by approximately22.0%, reflecting strong long-term appreciation in this market.
Price History
Bakersville Home Price Trend
2020
$156,574
$157K
—
2021
$194,431
$194K
+24.2%
2022
$227,700
$228K
+17.1%
2023
$242,323
$242K
+6.4%
2024
$241,455
$241K
-0.4%
2025
$238,828
$239K
-1.1%
2026
$237,139
$237K
-0.7%
City Comparison
Bakersville vs. National Median
🏠 Bakersville
$237,139
National Median
$410,000
At $237,139, homes in Bakersville cost 42% below the national median of $410,000. This makes Bakersville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bakersville?
20% Down Payment
$47,428
on $237,139
Monthly P&I
$1,237/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,571/mo
incl. taxes & insurance
Income Needed
$62,840
gross annual (30% rule)
10% Down Option
$23,714
+ PMI applies
Loan Amount (20% dn)
$189,711
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bakersville, NC?
The median home value in Bakersville is $237,139 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Bakersville?
Over the past year, home values in Bakersville have decreased by 0.7%. Over five years, prices have risen approximately 22.0%.
How much do I need to earn to buy a home in Bakersville?
To comfortably afford the median home price of $237,139 with a 20% down payment ($47,428) at today's rates (6.8%), you'd need a gross annual income of approximately $62,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Bakersville compare to the national average home price?
The national median home value is approximately $410,000. At $237,139, homes in Bakersville are 42% below the national average.