Market Overview
Home Prices in Belhaven, NC
The median home value in Belhaven, NC is $243,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belhaven are priced41% below average. Belhaven is part of the Washington, NC metro area.
Over the past five years, Belhaven home values have risen by approximately37.0%, reflecting strong long-term appreciation in this market.
Price History
Belhaven Home Price Trend
City Comparison
Belhaven vs. National Median
At $243,544, homes in Belhaven cost 41% below the national median of $410,000. This makes Belhaven a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belhaven?
20% Down Payment
$48,709
on $243,544
Monthly P&I
$1,270/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,613/mo
incl. taxes & insurance
Income Needed
$64,520
gross annual (30% rule)
10% Down Option
$24,354
+ PMI applies
Loan Amount (20% dn)
$194,835
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belhaven, NC?
The median home value in Belhaven is $243,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Belhaven?
Over the past year, home values in Belhaven have increased by 3.1%. Over five years, prices have risen approximately 37.0%.
How much do I need to earn to buy a home in Belhaven?
To comfortably afford the median home price of $243,544 with a 20% down payment ($48,709) at today's rates (6.8%), you'd need a gross annual income of approximately $64,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Belhaven compare to the national average home price?
The national median home value is approximately $410,000. At $243,544, homes in Belhaven are 41% below the national average.
What metro area is Belhaven part of?
Belhaven is part of the Washington, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.