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📍 Belwood, NC · Zillow ZHVI · July 2026

Average Home Price in
Belwood, NC

Shelby, NC metro area · Cleveland County County

Median Home Value
$213,316
↑ 3% year-over-year
vs. National Median
$410,000
Belwood is 48% below
Est. Monthly Payment
$1,113/mo
20% down · 6.8% rate
Income Needed
$57K
gross annual (30% rule)
Median Home Value
$213,316
↑ 3% year-over-year
Down Payment (20%)$42,663
Monthly P&I$1,113/mo
With Taxes & Ins.~$1,414/mo
Income Needed$56,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Belwood, NC

The median home value in Belwood, NC is $213,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and down 0.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Belwood are priced48% below average. Belwood is part of the Shelby, NC metro area.

City Comparison

Belwood vs. National Median

🏠 Belwood
$213,316
National Median
$410,000

At $213,316, homes in Belwood cost 48% below the national median of $410,000. This makes Belwood a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Belwood?

20% Down Payment
$42,663
on $213,316
Monthly P&I
$1,113/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,414/mo
incl. taxes & insurance
Income Needed
$56,560
gross annual (30% rule)
10% Down Option
$21,332
+ PMI applies
Loan Amount (20% dn)
$170,653
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Belwood, NC?
The median home value in Belwood is $213,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Belwood?
Over the past year, home values in Belwood have increased by 3%.
How much do I need to earn to buy a home in Belwood?
To comfortably afford the median home price of $213,316 with a 20% down payment ($42,663) at today's rates (6.8%), you'd need a gross annual income of approximately $56,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Belwood compare to the national average home price?
The national median home value is approximately $410,000. At $213,316, homes in Belwood are 48% below the national average.
What metro area is Belwood part of?
Belwood is part of the Shelby, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.