📍 Brasstown, NC · Zillow ZHVI · July 2026

Average Home Price in
Brasstown, NC

Clay County County

Median Home Value
$337,037
↓ 0.4% year-over-year
vs. National Median
$410,000
Brasstown is 18% below
Est. Monthly Payment
$1,758/mo
20% down · 6.8% rate
Income Needed
$89K
gross annual (30% rule)
Median Home Value
$337,037
↓ 0.4% year-over-year

Down Payment (20%)$67,407
Monthly P&I$1,758/mo
With Taxes & Ins.~$2,233/mo
Income Needed$89,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Brasstown, NC

The median home value in Brasstown, NC is $337,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Brasstown are priced18% below average.

Over the past five years, Brasstown home values have risen by approximately29.0%, reflecting strong long-term appreciation in this market.

City Comparison

Brasstown vs. National Median

🏠 Brasstown
$337,037
National Median
$410,000

At $337,037, homes in Brasstown cost 18% below the national median of $410,000. This makes Brasstown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Brasstown?

20% Down Payment
$67,407
on $337,037
Monthly P&I
$1,758/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,233/mo
incl. taxes & insurance
Income Needed
$89,320
gross annual (30% rule)
10% Down Option
$33,704
+ PMI applies
Loan Amount (20% dn)
$269,630
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Brasstown, NC?
The median home value in Brasstown is $337,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Brasstown?
Over the past year, home values in Brasstown have decreased by 0.4%. Over five years, prices have risen approximately 29.0%.
How much do I need to earn to buy a home in Brasstown?
To comfortably afford the median home price of $337,037 with a 20% down payment ($67,407) at today's rates (6.8%), you'd need a gross annual income of approximately $89,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Brasstown compare to the national average home price?
The national median home value is approximately $410,000. At $337,037, homes in Brasstown are 18% below the national average.