📍 Bryson City, NC · Zillow ZHVI · July 2026

Average Home Price in
Bryson City, NC

Cullowhee, NC metro area · Swain County County

Median Home Value
$326,917
↓ 1% year-over-year
vs. National Median
$410,000
Bryson City is 20% below
Est. Monthly Payment
$1,705/mo
20% down · 6.8% rate
Income Needed
$87K
gross annual (30% rule)
Median Home Value
$326,917
↓ 1% year-over-year

Down Payment (20%)$65,383
Monthly P&I$1,705/mo
With Taxes & Ins.~$2,165/mo
Income Needed$86,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bryson City, NC

The median home value in Bryson City, NC is $326,917 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bryson City are priced20% below average. Bryson City is part of the Cullowhee, NC metro area.

Over the past five years, Bryson City home values have risen by approximately30.3%, reflecting strong long-term appreciation in this market.

City Comparison

Bryson City vs. National Median

🏠 Bryson City
$326,917
National Median
$410,000

At $326,917, homes in Bryson City cost 20% below the national median of $410,000. This makes Bryson City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bryson City?

20% Down Payment
$65,383
on $326,917
Monthly P&I
$1,705/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,165/mo
incl. taxes & insurance
Income Needed
$86,600
gross annual (30% rule)
10% Down Option
$32,692
+ PMI applies
Loan Amount (20% dn)
$261,534
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bryson City, NC?
The median home value in Bryson City is $326,917 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Bryson City?
Over the past year, home values in Bryson City have decreased by 1%. Over five years, prices have risen approximately 30.3%.
How much do I need to earn to buy a home in Bryson City?
To comfortably afford the median home price of $326,917 with a 20% down payment ($65,383) at today's rates (6.8%), you'd need a gross annual income of approximately $86,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Bryson City compare to the national average home price?
The national median home value is approximately $410,000. At $326,917, homes in Bryson City are 20% below the national average.
What metro area is Bryson City part of?
Bryson City is part of the Cullowhee, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.