Market Overview
Home Prices in Cashiers, NC
The median home value in Cashiers, NC is $1,433,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cashiers are priced250% above average. Cashiers is part of the Cullowhee, NC metro area.
Over the past five years, Cashiers home values have risen by approximately55.4%, reflecting strong long-term appreciation in this market.
Price History
Cashiers Home Price Trend
City Comparison
Cashiers vs. National Median
At $1,433,960, homes in Cashiers cost 250% above the national median of $410,000. Buyers in Cashiers should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cashiers?
20% Down Payment
$286,792
on $1,433,960
Monthly P&I
$7,479/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,498/mo
incl. taxes & insurance
Income Needed
$379,920
gross annual (30% rule)
10% Down Option
$143,396
+ PMI applies
Loan Amount (20% dn)
$1,147,168
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cashiers, NC?
The median home value in Cashiers is $1,433,960 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Cashiers?
Over the past year, home values in Cashiers have increased by 4.9%. Over five years, prices have risen approximately 55.4%.
How much do I need to earn to buy a home in Cashiers?
To comfortably afford the median home price of $1,433,960 with a 20% down payment ($286,792) at today's rates (6.8%), you'd need a gross annual income of approximately $379,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Cashiers compare to the national average home price?
The national median home value is approximately $410,000. At $1,433,960, homes in Cashiers are 250% above the national average.
What metro area is Cashiers part of?
Cashiers is part of the Cullowhee, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.