Market Overview
Home Prices in Catawba, NC
The median home value in Catawba, NC is $325,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Catawba are priced21% below average. Catawba is part of the Hickory-Lenoir-Morganton, NC metro area.
Over the past five years, Catawba home values have risen by approximately33.4%, reflecting strong long-term appreciation in this market.
Price History
Catawba Home Price Trend
City Comparison
Catawba vs. National Median
At $325,071, homes in Catawba cost 21% below the national median of $410,000. This makes Catawba a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Catawba?
20% Down Payment
$65,014
on $325,071
Monthly P&I
$1,695/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,153/mo
incl. taxes & insurance
Income Needed
$86,120
gross annual (30% rule)
10% Down Option
$32,507
+ PMI applies
Loan Amount (20% dn)
$260,057
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Catawba, NC?
The median home value in Catawba is $325,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Catawba?
Over the past year, home values in Catawba have increased by 3.1%. Over five years, prices have risen approximately 33.4%.
How much do I need to earn to buy a home in Catawba?
To comfortably afford the median home price of $325,071 with a 20% down payment ($65,014) at today's rates (6.8%), you'd need a gross annual income of approximately $86,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Catawba compare to the national average home price?
The national median home value is approximately $410,000. At $325,071, homes in Catawba are 21% below the national average.
What metro area is Catawba part of?
Catawba is part of the Hickory-Lenoir-Morganton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.