Market Overview
Home Prices in Cedar Mountain, NC
The median home value in Cedar Mountain, NC is $401,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Mountain are priced2% below average. Cedar Mountain is part of the Brevard, NC metro area.
Over the past five years, Cedar Mountain home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Cedar Mountain Home Price Trend
City Comparison
Cedar Mountain vs. National Median
At $401,411, homes in Cedar Mountain cost 2% below the national median of $410,000. This makes Cedar Mountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cedar Mountain?
20% Down Payment
$80,282
on $401,411
Monthly P&I
$2,094/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,659/mo
incl. taxes & insurance
Income Needed
$106,360
gross annual (30% rule)
10% Down Option
$40,141
+ PMI applies
Loan Amount (20% dn)
$321,129
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Mountain, NC?
The median home value in Cedar Mountain is $401,411 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Cedar Mountain?
Over the past year, home values in Cedar Mountain have decreased by 1%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Cedar Mountain?
To comfortably afford the median home price of $401,411 with a 20% down payment ($80,282) at today's rates (6.8%), you'd need a gross annual income of approximately $106,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Mountain compare to the national average home price?
The national median home value is approximately $410,000. At $401,411, homes in Cedar Mountain are 2% below the national average.
What metro area is Cedar Mountain part of?
Cedar Mountain is part of the Brevard, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.