Market Overview
Home Prices in Cedar Point, NC
The median home value in Cedar Point, NC is $484,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cedar Point are priced18% above average. Cedar Point is part of the Morehead City, NC metro area.
Over the past five years, Cedar Point home values have risen by approximately33.3%, reflecting strong long-term appreciation in this market.
Price History
Cedar Point Home Price Trend
City Comparison
Cedar Point vs. National Median
At $484,735, homes in Cedar Point cost 18% above the national median of $410,000. Buyers in Cedar Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cedar Point?
20% Down Payment
$96,947
on $484,735
Monthly P&I
$2,528/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,211/mo
incl. taxes & insurance
Income Needed
$128,440
gross annual (30% rule)
10% Down Option
$48,474
+ PMI applies
Loan Amount (20% dn)
$387,788
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cedar Point, NC?
The median home value in Cedar Point is $484,735 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Cedar Point?
Over the past year, home values in Cedar Point have decreased by 0.4%. Over five years, prices have risen approximately 33.3%.
How much do I need to earn to buy a home in Cedar Point?
To comfortably afford the median home price of $484,735 with a 20% down payment ($96,947) at today's rates (6.8%), you'd need a gross annual income of approximately $128,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Cedar Point compare to the national average home price?
The national median home value is approximately $410,000. At $484,735, homes in Cedar Point are 18% above the national average.
What metro area is Cedar Point part of?
Cedar Point is part of the Morehead City, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.