Market Overview
Home Prices in Chadbourn, NC
The median home value in Chadbourn, NC is $172,434 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.2% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chadbourn are priced58% below average.
Over the past five years, Chadbourn home values have risen by approximately36.7%, reflecting strong long-term appreciation in this market.
Price History
Chadbourn Home Price Trend
2020
$108,264
$108K
—
2021
$126,151
$126K
+16.5%
2022
$156,962
$157K
+24.4%
2023
$168,098
$168K
+7.1%
2024
$159,091
$159K
-5.4%
2025
$157,948
$158K
-0.7%
2026
$172,434
$172K
+9.2%
City Comparison
Chadbourn vs. National Median
🏠 Chadbourn
$172,434
National Median
$410,000
At $172,434, homes in Chadbourn cost 58% below the national median of $410,000. This makes Chadbourn a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chadbourn?
20% Down Payment
$34,487
on $172,434
Monthly P&I
$899/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,142/mo
incl. taxes & insurance
Income Needed
$45,680
gross annual (30% rule)
10% Down Option
$17,243
+ PMI applies
Loan Amount (20% dn)
$137,947
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chadbourn, NC?
The median home value in Chadbourn is $172,434 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.2% year-over-year.
How much have home prices changed in Chadbourn?
Over the past year, home values in Chadbourn have increased by 9.2%. Over five years, prices have risen approximately 36.7%.
How much do I need to earn to buy a home in Chadbourn?
To comfortably afford the median home price of $172,434 with a 20% down payment ($34,487) at today's rates (6.8%), you'd need a gross annual income of approximately $45,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Chadbourn compare to the national average home price?
The national median home value is approximately $410,000. At $172,434, homes in Chadbourn are 58% below the national average.