Market Overview
Home Prices in Chinquapin, NC
The median home value in Chinquapin, NC is $225,981 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chinquapin are priced45% below average.
Over the past five years, Chinquapin home values have risen by approximately40.4%, reflecting strong long-term appreciation in this market.
Price History
Chinquapin Home Price Trend
2020
$131,727
$132K
—
2021
$160,934
$161K
+22.2%
2022
$183,139
$183K
+13.8%
2023
$192,625
$193K
+5.2%
2024
$208,673
$209K
+8.3%
2025
$218,550
$219K
+4.7%
2026
$225,981
$226K
+3.4%
City Comparison
Chinquapin vs. National Median
🏠 Chinquapin
$225,981
National Median
$410,000
At $225,981, homes in Chinquapin cost 45% below the national median of $410,000. This makes Chinquapin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chinquapin?
20% Down Payment
$45,196
on $225,981
Monthly P&I
$1,179/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,497/mo
incl. taxes & insurance
Income Needed
$59,880
gross annual (30% rule)
10% Down Option
$22,598
+ PMI applies
Loan Amount (20% dn)
$180,785
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chinquapin, NC?
The median home value in Chinquapin is $225,981 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Chinquapin?
Over the past year, home values in Chinquapin have increased by 3.4%. Over five years, prices have risen approximately 40.4%.
How much do I need to earn to buy a home in Chinquapin?
To comfortably afford the median home price of $225,981 with a 20% down payment ($45,196) at today's rates (6.8%), you'd need a gross annual income of approximately $59,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Chinquapin compare to the national average home price?
The national median home value is approximately $410,000. At $225,981, homes in Chinquapin are 45% below the national average.