Market Overview
Home Prices in Claremont, NC
The median home value in Claremont, NC is $265,274 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Claremont are priced35% below average. Claremont is part of the Hickory-Lenoir-Morganton, NC metro area.
Over the past five years, Claremont home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Claremont Home Price Trend
City Comparison
Claremont vs. National Median
At $265,274, homes in Claremont cost 35% below the national median of $410,000. This makes Claremont a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Claremont?
20% Down Payment
$53,055
on $265,274
Monthly P&I
$1,384/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,758/mo
incl. taxes & insurance
Income Needed
$70,320
gross annual (30% rule)
10% Down Option
$26,527
+ PMI applies
Loan Amount (20% dn)
$212,219
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Claremont, NC?
The median home value in Claremont is $265,274 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in Claremont?
Over the past year, home values in Claremont have increased by 2.5%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Claremont?
To comfortably afford the median home price of $265,274 with a 20% down payment ($53,055) at today's rates (6.8%), you'd need a gross annual income of approximately $70,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Claremont compare to the national average home price?
The national median home value is approximately $410,000. At $265,274, homes in Claremont are 35% below the national average.
What metro area is Claremont part of?
Claremont is part of the Hickory-Lenoir-Morganton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.