Market Overview
Home Prices in Collettsville, NC
The median home value in Collettsville, NC is $161,889 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Collettsville are priced61% below average. Collettsville is part of the Hickory-Lenoir-Morganton, NC metro area.
Over the past five years, Collettsville home values have risen by approximately21.1%, reflecting strong long-term appreciation in this market.
Price History
Collettsville Home Price Trend
City Comparison
Collettsville vs. National Median
At $161,889, homes in Collettsville cost 61% below the national median of $410,000. This makes Collettsville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Collettsville?
20% Down Payment
$32,378
on $161,889
Monthly P&I
$844/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,072/mo
incl. taxes & insurance
Income Needed
$42,880
gross annual (30% rule)
10% Down Option
$16,189
+ PMI applies
Loan Amount (20% dn)
$129,511
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Collettsville, NC?
The median home value in Collettsville is $161,889 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Collettsville?
Over the past year, home values in Collettsville have increased by 0.3%. Over five years, prices have risen approximately 21.1%.
How much do I need to earn to buy a home in Collettsville?
To comfortably afford the median home price of $161,889 with a 20% down payment ($32,378) at today's rates (6.8%), you'd need a gross annual income of approximately $42,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Collettsville compare to the national average home price?
The national median home value is approximately $410,000. At $161,889, homes in Collettsville are 61% below the national average.
What metro area is Collettsville part of?
Collettsville is part of the Hickory-Lenoir-Morganton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.