📍 Creston, NC · Zillow ZHVI · July 2026

Average Home Price in
Creston, NC

Ashe County County

Median Home Value
$277,611
↓ 4.6% year-over-year
vs. National Median
$410,000
Creston is 32% below
Est. Monthly Payment
$1,448/mo
20% down · 6.8% rate
Income Needed
$74K
gross annual (30% rule)
Median Home Value
$277,611
↓ 4.6% year-over-year

Down Payment (20%)$55,522
Monthly P&I$1,448/mo
With Taxes & Ins.~$1,839/mo
Income Needed$73,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Creston, NC

The median home value in Creston, NC is $277,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.6% compared to a year ago and down 9.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Creston are priced32% below average.

Over the past five years, Creston home values have fallen by approximately6.2%, reflecting softening conditions in this market.

City Comparison

Creston vs. National Median

🏠 Creston
$277,611
National Median
$410,000

At $277,611, homes in Creston cost 32% below the national median of $410,000. This makes Creston a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Creston?

20% Down Payment
$55,522
on $277,611
Monthly P&I
$1,448/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,839/mo
incl. taxes & insurance
Income Needed
$73,560
gross annual (30% rule)
10% Down Option
$27,761
+ PMI applies
Loan Amount (20% dn)
$222,089
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Creston, NC?
The median home value in Creston is $277,611 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.6% year-over-year.
How much have home prices changed in Creston?
Over the past year, home values in Creston have decreased by 4.6%. Over five years, prices have fallen approximately 6.2%.
How much do I need to earn to buy a home in Creston?
To comfortably afford the median home price of $277,611 with a 20% down payment ($55,522) at today's rates (6.8%), you'd need a gross annual income of approximately $73,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Creston compare to the national average home price?
The national median home value is approximately $410,000. At $277,611, homes in Creston are 32% below the national average.