Market Overview
Home Prices in Davidson, NC
The median home value in Davidson, NC is $662,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Davidson are priced61% above average. Davidson is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Davidson home values have risen by approximately36.0%, reflecting strong long-term appreciation in this market.
Price History
Davidson Home Price Trend
City Comparison
Davidson vs. National Median
At $662,018, homes in Davidson cost 61% above the national median of $410,000. Buyers in Davidson should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Davidson?
20% Down Payment
$132,404
on $662,018
Monthly P&I
$3,453/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,385/mo
incl. taxes & insurance
Income Needed
$175,400
gross annual (30% rule)
10% Down Option
$66,202
+ PMI applies
Loan Amount (20% dn)
$529,614
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Davidson, NC?
The median home value in Davidson is $662,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Davidson?
Over the past year, home values in Davidson have increased by 0.7%. Over five years, prices have risen approximately 36.0%.
How much do I need to earn to buy a home in Davidson?
To comfortably afford the median home price of $662,018 with a 20% down payment ($132,404) at today's rates (6.8%), you'd need a gross annual income of approximately $175,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Davidson compare to the national average home price?
The national median home value is approximately $410,000. At $662,018, homes in Davidson are 61% above the national average.
What metro area is Davidson part of?
Davidson is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.