Market Overview
Home Prices in Duck, NC
The median home value in Duck, NC is $1,031,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Duck are priced152% above average. Duck is part of the Kill Devil Hills, NC metro area.
Over the past five years, Duck home values have risen by approximately39.3%, reflecting strong long-term appreciation in this market.
Price History
Duck Home Price Trend
City Comparison
Duck vs. National Median
At $1,031,433, homes in Duck cost 152% above the national median of $410,000. Buyers in Duck should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Duck?
20% Down Payment
$206,287
on $1,031,433
Monthly P&I
$5,379/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,831/mo
incl. taxes & insurance
Income Needed
$273,240
gross annual (30% rule)
10% Down Option
$103,143
+ PMI applies
Loan Amount (20% dn)
$825,146
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Duck, NC?
The median home value in Duck is $1,031,433 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Duck?
Over the past year, home values in Duck have increased by 2.9%. Over five years, prices have risen approximately 39.3%.
How much do I need to earn to buy a home in Duck?
To comfortably afford the median home price of $1,031,433 with a 20% down payment ($206,287) at today's rates (6.8%), you'd need a gross annual income of approximately $273,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Duck compare to the national average home price?
The national median home value is approximately $410,000. At $1,031,433, homes in Duck are 152% above the national average.
What metro area is Duck part of?
Duck is part of the Kill Devil Hills, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.