Market Overview
Home Prices in Engelhard, NC
The median home value in Engelhard, NC is $148,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and down 9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Engelhard are priced64% below average.
Over the past five years, Engelhard home values have fallen by approximately2.0%, reflecting softening conditions in this market.
Price History
Engelhard Home Price Trend
2020
$126,433
$126K
—
2021
$151,670
$152K
+20.0%
2022
$169,017
$169K
+11.4%
2023
$155,885
$156K
-7.8%
2024
$159,514
$160K
+2.3%
2025
$145,165
$145K
-9.0%
2026
$148,687
$149K
+2.4%
City Comparison
Engelhard vs. National Median
🏠 Engelhard
$148,687
National Median
$410,000
At $148,687, homes in Engelhard cost 64% below the national median of $410,000. This makes Engelhard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Engelhard?
20% Down Payment
$29,737
on $148,687
Monthly P&I
$775/mo
30-yr @ 6.8%
Total Monthly Est.
~$984/mo
incl. taxes & insurance
Income Needed
$39,360
gross annual (30% rule)
10% Down Option
$14,869
+ PMI applies
Loan Amount (20% dn)
$118,950
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Engelhard, NC?
The median home value in Engelhard is $148,687 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Engelhard?
Over the past year, home values in Engelhard have increased by 2.4%. Over five years, prices have fallen approximately 2.0%.
How much do I need to earn to buy a home in Engelhard?
To comfortably afford the median home price of $148,687 with a 20% down payment ($29,737) at today's rates (6.8%), you'd need a gross annual income of approximately $39,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Engelhard compare to the national average home price?
The national median home value is approximately $410,000. At $148,687, homes in Engelhard are 64% below the national average.