Market Overview
Home Prices in Fair Bluff, NC
The median home value in Fair Bluff, NC is $148,049 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and down 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fair Bluff are priced64% below average.
Price History
Fair Bluff Home Price Trend
2024
$152,254
$152K
—
2025
$143,036
$143K
-6.1%
2026
$148,049
$148K
+3.5%
City Comparison
Fair Bluff vs. National Median
🏠 Fair Bluff
$148,049
National Median
$410,000
At $148,049, homes in Fair Bluff cost 64% below the national median of $410,000. This makes Fair Bluff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fair Bluff?
20% Down Payment
$29,610
on $148,049
Monthly P&I
$772/mo
30-yr @ 6.8%
Total Monthly Est.
~$980/mo
incl. taxes & insurance
Income Needed
$39,200
gross annual (30% rule)
10% Down Option
$14,805
+ PMI applies
Loan Amount (20% dn)
$118,439
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fair Bluff, NC?
The median home value in Fair Bluff is $148,049 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Fair Bluff?
Over the past year, home values in Fair Bluff have increased by 3.5%.
How much do I need to earn to buy a home in Fair Bluff?
To comfortably afford the median home price of $148,049 with a 20% down payment ($29,610) at today's rates (6.8%), you'd need a gross annual income of approximately $39,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Fair Bluff compare to the national average home price?
The national median home value is approximately $410,000. At $148,049, homes in Fair Bluff are 64% below the national average.