Market Overview
Home Prices in Fairfield Harbour, NC
The median home value in Fairfield Harbour, NC is $337,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fairfield Harbour are priced18% below average. Fairfield Harbour is part of the New Bern, NC metro area.
Over the past five years, Fairfield Harbour home values have risen by approximately41.8%, reflecting strong long-term appreciation in this market.
Price History
Fairfield Harbour Home Price Trend
City Comparison
Fairfield Harbour vs. National Median
At $337,741, homes in Fairfield Harbour cost 18% below the national median of $410,000. This makes Fairfield Harbour a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fairfield Harbour?
20% Down Payment
$67,548
on $337,741
Monthly P&I
$1,761/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,236/mo
incl. taxes & insurance
Income Needed
$89,440
gross annual (30% rule)
10% Down Option
$33,774
+ PMI applies
Loan Amount (20% dn)
$270,193
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fairfield Harbour, NC?
The median home value in Fairfield Harbour is $337,741 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Fairfield Harbour?
Over the past year, home values in Fairfield Harbour have increased by 1.5%. Over five years, prices have risen approximately 41.8%.
How much do I need to earn to buy a home in Fairfield Harbour?
To comfortably afford the median home price of $337,741 with a 20% down payment ($67,548) at today's rates (6.8%), you'd need a gross annual income of approximately $89,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Fairfield Harbour compare to the national average home price?
The national median home value is approximately $410,000. At $337,741, homes in Fairfield Harbour are 18% below the national average.
What metro area is Fairfield Harbour part of?
Fairfield Harbour is part of the New Bern, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.