Market Overview
Home Prices in Fairfield, NC
The median home value in Fairfield, NC is $190,042 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and down 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fairfield are priced54% below average.
Over the past five years, Fairfield home values have risen by approximately8.6%, reflecting steady appreciation in this market.
Price History
Fairfield Home Price Trend
2020
$147,429
$147K
—
2021
$174,913
$175K
+18.6%
2022
$195,077
$195K
+11.5%
2023
$185,005
$185K
-5.2%
2024
$191,015
$191K
+3.2%
2025
$184,892
$185K
-3.2%
2026
$190,042
$190K
+2.8%
City Comparison
Fairfield vs. National Median
🏠 Fairfield
$190,042
National Median
$410,000
At $190,042, homes in Fairfield cost 54% below the national median of $410,000. This makes Fairfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fairfield?
20% Down Payment
$38,008
on $190,042
Monthly P&I
$991/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,259/mo
incl. taxes & insurance
Income Needed
$50,360
gross annual (30% rule)
10% Down Option
$19,004
+ PMI applies
Loan Amount (20% dn)
$152,034
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fairfield, NC?
The median home value in Fairfield is $190,042 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Fairfield?
Over the past year, home values in Fairfield have increased by 2.8%. Over five years, prices have risen approximately 8.6%.
How much do I need to earn to buy a home in Fairfield?
To comfortably afford the median home price of $190,042 with a 20% down payment ($38,008) at today's rates (6.8%), you'd need a gross annual income of approximately $50,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Fairfield compare to the national average home price?
The national median home value is approximately $410,000. At $190,042, homes in Fairfield are 54% below the national average.