📍 Forest City, NC · Zillow ZHVI · July 2026

Average Home Price in
Forest City, NC

Forest City, NC metro area · Rutherford County County

Median Home Value
$194,430
↑ 6.7% year-over-year
vs. National Median
$410,000
Forest City is 53% below
Est. Monthly Payment
$1,014/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$194,430
↑ 6.7% year-over-year

Down Payment (20%)$38,886
Monthly P&I$1,014/mo
With Taxes & Ins.~$1,288/mo
Income Needed$51,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Forest City, NC

The median home value in Forest City, NC is $194,430 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and down 8.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Forest City are priced53% below average. Forest City is part of the Forest City, NC metro area.

Over the past five years, Forest City home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.

City Comparison

Forest City vs. National Median

🏠 Forest City
$194,430
National Median
$410,000

At $194,430, homes in Forest City cost 53% below the national median of $410,000. This makes Forest City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Forest City?

20% Down Payment
$38,886
on $194,430
Monthly P&I
$1,014/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,288/mo
incl. taxes & insurance
Income Needed
$51,520
gross annual (30% rule)
10% Down Option
$19,443
+ PMI applies
Loan Amount (20% dn)
$155,544
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Forest City, NC?
The median home value in Forest City is $194,430 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Forest City?
Over the past year, home values in Forest City have increased by 6.7%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Forest City?
To comfortably afford the median home price of $194,430 with a 20% down payment ($38,886) at today's rates (6.8%), you'd need a gross annual income of approximately $51,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Forest City compare to the national average home price?
The national median home value is approximately $410,000. At $194,430, homes in Forest City are 53% below the national average.
What metro area is Forest City part of?
Forest City is part of the Forest City, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.