Market Overview
Home Prices in Four Oaks, NC
The median home value in Four Oaks, NC is $314,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Four Oaks are priced23% below average. Four Oaks is part of the Raleigh-Cary, NC metro area.
Over the past five years, Four Oaks home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.
Price History
Four Oaks Home Price Trend
City Comparison
Four Oaks vs. National Median
At $314,063, homes in Four Oaks cost 23% below the national median of $410,000. This makes Four Oaks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Four Oaks?
20% Down Payment
$62,813
on $314,063
Monthly P&I
$1,638/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,080/mo
incl. taxes & insurance
Income Needed
$83,200
gross annual (30% rule)
10% Down Option
$31,406
+ PMI applies
Loan Amount (20% dn)
$251,250
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Four Oaks, NC?
The median home value in Four Oaks is $314,063 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Four Oaks?
Over the past year, home values in Four Oaks have increased by 1.3%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Four Oaks?
To comfortably afford the median home price of $314,063 with a 20% down payment ($62,813) at today's rates (6.8%), you'd need a gross annual income of approximately $83,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Four Oaks compare to the national average home price?
The national median home value is approximately $410,000. At $314,063, homes in Four Oaks are 23% below the national average.
What metro area is Four Oaks part of?
Four Oaks is part of the Raleigh-Cary, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.