Market Overview
Home Prices in Gibson, NC
The median home value in Gibson, NC is $103,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.4% compared to a year ago and down 17.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gibson are priced75% below average. Gibson is part of the Laurinburg, NC metro area.
Over the past five years, Gibson home values have risen by approximately6.5%, reflecting steady appreciation in this market.
Price History
Gibson Home Price Trend
2020
$77,154
$77K
—
2021
$97,178
$97K
+26.0%
2022
$105,559
$106K
+8.6%
2023
$109,484
$109K
+3.7%
2024
$114,206
$114K
+4.3%
2025
$94,575
$95K
-17.2%
2026
$103,450
$103K
+9.4%
City Comparison
Gibson vs. National Median
🏠 Gibson
$103,450
National Median
$410,000
At $103,450, homes in Gibson cost 75% below the national median of $410,000. This makes Gibson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gibson?
20% Down Payment
$20,690
on $103,450
Monthly P&I
$540/mo
30-yr @ 6.8%
Total Monthly Est.
~$686/mo
incl. taxes & insurance
Income Needed
$27,440
gross annual (30% rule)
10% Down Option
$10,345
+ PMI applies
Loan Amount (20% dn)
$82,760
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gibson, NC?
The median home value in Gibson is $103,450 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.4% year-over-year.
How much have home prices changed in Gibson?
Over the past year, home values in Gibson have increased by 9.4%. Over five years, prices have risen approximately 6.5%.
How much do I need to earn to buy a home in Gibson?
To comfortably afford the median home price of $103,450 with a 20% down payment ($20,690) at today's rates (6.8%), you'd need a gross annual income of approximately $27,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Gibson compare to the national average home price?
The national median home value is approximately $410,000. At $103,450, homes in Gibson are 75% below the national average.
What metro area is Gibson part of?
Gibson is part of the Laurinburg, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.