Market Overview
Home Prices in Graham, NC
The median home value in Graham, NC is $297,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Graham are priced27% below average. Graham is part of the Burlington, NC metro area.
Over the past five years, Graham home values have risen by approximately44.2%, reflecting strong long-term appreciation in this market.
Price History
Graham Home Price Trend
City Comparison
Graham vs. National Median
At $297,370, homes in Graham cost 27% below the national median of $410,000. This makes Graham a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Graham?
20% Down Payment
$59,474
on $297,370
Monthly P&I
$1,551/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,970/mo
incl. taxes & insurance
Income Needed
$78,800
gross annual (30% rule)
10% Down Option
$29,737
+ PMI applies
Loan Amount (20% dn)
$237,896
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Graham, NC?
The median home value in Graham is $297,370 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Graham?
Over the past year, home values in Graham have increased by 1.8%. Over five years, prices have risen approximately 44.2%.
How much do I need to earn to buy a home in Graham?
To comfortably afford the median home price of $297,370 with a 20% down payment ($59,474) at today's rates (6.8%), you'd need a gross annual income of approximately $78,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Graham compare to the national average home price?
The national median home value is approximately $410,000. At $297,370, homes in Graham are 27% below the national average.
What metro area is Graham part of?
Graham is part of the Burlington, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.