📍 Grassy Creek, NC · Zillow ZHVI · July 2026

Average Home Price in
Grassy Creek, NC

Ashe County County

Median Home Value
$341,682
↓ 0.2% year-over-year
vs. National Median
$410,000
Grassy Creek is 17% below
Est. Monthly Payment
$1,782/mo
20% down · 6.8% rate
Income Needed
$91K
gross annual (30% rule)
Median Home Value
$341,682
↓ 0.2% year-over-year

Down Payment (20%)$68,336
Monthly P&I$1,782/mo
With Taxes & Ins.~$2,263/mo
Income Needed$90,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Grassy Creek, NC

The median home value in Grassy Creek, NC is $341,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and down 5.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Grassy Creek are priced17% below average.

Over the past five years, Grassy Creek home values have risen by approximately3.8%, reflecting modest growth in this market.

City Comparison

Grassy Creek vs. National Median

🏠 Grassy Creek
$341,682
National Median
$410,000

At $341,682, homes in Grassy Creek cost 17% below the national median of $410,000. This makes Grassy Creek a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Grassy Creek?

20% Down Payment
$68,336
on $341,682
Monthly P&I
$1,782/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,263/mo
incl. taxes & insurance
Income Needed
$90,520
gross annual (30% rule)
10% Down Option
$34,168
+ PMI applies
Loan Amount (20% dn)
$273,346
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Grassy Creek, NC?
The median home value in Grassy Creek is $341,682 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Grassy Creek?
Over the past year, home values in Grassy Creek have decreased by 0.2%. Over five years, prices have risen approximately 3.8%.
How much do I need to earn to buy a home in Grassy Creek?
To comfortably afford the median home price of $341,682 with a 20% down payment ($68,336) at today's rates (6.8%), you'd need a gross annual income of approximately $90,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Grassy Creek compare to the national average home price?
The national median home value is approximately $410,000. At $341,682, homes in Grassy Creek are 17% below the national average.