Market Overview
Home Prices in Hampstead, NC
The median home value in Hampstead, NC is $491,413 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hampstead are priced20% above average. Hampstead is part of the Wilmington, NC metro area.
Over the past five years, Hampstead home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Hampstead Home Price Trend
City Comparison
Hampstead vs. National Median
At $491,413, homes in Hampstead cost 20% above the national median of $410,000. Buyers in Hampstead should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hampstead?
20% Down Payment
$98,283
on $491,413
Monthly P&I
$2,563/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,255/mo
incl. taxes & insurance
Income Needed
$130,200
gross annual (30% rule)
10% Down Option
$49,141
+ PMI applies
Loan Amount (20% dn)
$393,130
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hampstead, NC?
The median home value in Hampstead is $491,413 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Hampstead?
Over the past year, home values in Hampstead have decreased by 0.4%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Hampstead?
To comfortably afford the median home price of $491,413 with a 20% down payment ($98,283) at today's rates (6.8%), you'd need a gross annual income of approximately $130,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Hampstead compare to the national average home price?
The national median home value is approximately $410,000. At $491,413, homes in Hampstead are 20% above the national average.
What metro area is Hampstead part of?
Hampstead is part of the Wilmington, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.