Market Overview
Home Prices in Harrells, NC
The median home value in Harrells, NC is $172,629 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.9% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrells are priced58% below average.
Over the past five years, Harrells home values have risen by approximately19.7%, reflecting steady appreciation in this market.
Price History
Harrells Home Price Trend
2020
$124,546
$125K
—
2021
$144,168
$144K
+15.8%
2022
$171,525
$172K
+19.0%
2023
$170,642
$171K
-0.5%
2024
$172,525
$173K
+1.1%
2025
$166,176
$166K
-3.7%
2026
$172,629
$173K
+3.9%
City Comparison
Harrells vs. National Median
🏠 Harrells
$172,629
National Median
$410,000
At $172,629, homes in Harrells cost 58% below the national median of $410,000. This makes Harrells a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrells?
20% Down Payment
$34,526
on $172,629
Monthly P&I
$900/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,143/mo
incl. taxes & insurance
Income Needed
$45,720
gross annual (30% rule)
10% Down Option
$17,263
+ PMI applies
Loan Amount (20% dn)
$138,103
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrells, NC?
The median home value in Harrells is $172,629 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.9% year-over-year.
How much have home prices changed in Harrells?
Over the past year, home values in Harrells have increased by 3.9%. Over five years, prices have risen approximately 19.7%.
How much do I need to earn to buy a home in Harrells?
To comfortably afford the median home price of $172,629 with a 20% down payment ($34,526) at today's rates (6.8%), you'd need a gross annual income of approximately $45,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrells compare to the national average home price?
The national median home value is approximately $410,000. At $172,629, homes in Harrells are 58% below the national average.