Market Overview
Home Prices in Hayesville, NC
The median home value in Hayesville, NC is $353,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hayesville are priced14% below average.
Over the past five years, Hayesville home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Hayesville Home Price Trend
2020
$209,508
$210K
—
2021
$269,223
$269K
+28.5%
2022
$329,855
$330K
+22.5%
2023
$334,529
$335K
+1.4%
2024
$349,540
$350K
+4.5%
2025
$357,788
$358K
+2.4%
2026
$353,927
$354K
-1.1%
City Comparison
Hayesville vs. National Median
🏠 Hayesville
$353,927
National Median
$410,000
At $353,927, homes in Hayesville cost 14% below the national median of $410,000. This makes Hayesville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hayesville?
20% Down Payment
$70,785
on $353,927
Monthly P&I
$1,846/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,344/mo
incl. taxes & insurance
Income Needed
$93,760
gross annual (30% rule)
10% Down Option
$35,393
+ PMI applies
Loan Amount (20% dn)
$283,142
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hayesville, NC?
The median home value in Hayesville is $353,927 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Hayesville?
Over the past year, home values in Hayesville have decreased by 1.1%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Hayesville?
To comfortably afford the median home price of $353,927 with a 20% down payment ($70,785) at today's rates (6.8%), you'd need a gross annual income of approximately $93,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Hayesville compare to the national average home price?
The national median home value is approximately $410,000. At $353,927, homes in Hayesville are 14% below the national average.