Market Overview
Home Prices in Henderson, NC
The median home value in Henderson, NC is $184,425 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Henderson are priced55% below average. Henderson is part of the Henderson, NC metro area.
Over the past five years, Henderson home values have risen by approximately19.1%, reflecting steady appreciation in this market.
Price History
Henderson Home Price Trend
City Comparison
Henderson vs. National Median
At $184,425, homes in Henderson cost 55% below the national median of $410,000. This makes Henderson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Henderson?
20% Down Payment
$36,885
on $184,425
Monthly P&I
$962/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,222/mo
incl. taxes & insurance
Income Needed
$48,880
gross annual (30% rule)
10% Down Option
$18,443
+ PMI applies
Loan Amount (20% dn)
$147,540
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Henderson, NC?
The median home value in Henderson is $184,425 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Henderson?
Over the past year, home values in Henderson have decreased by 1.2%. Over five years, prices have risen approximately 19.1%.
How much do I need to earn to buy a home in Henderson?
To comfortably afford the median home price of $184,425 with a 20% down payment ($36,885) at today's rates (6.8%), you'd need a gross annual income of approximately $48,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Henderson compare to the national average home price?
The national median home value is approximately $410,000. At $184,425, homes in Henderson are 55% below the national average.
What metro area is Henderson part of?
Henderson is part of the Henderson, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.