Market Overview
Home Prices in High Shoals, NC
The median home value in High Shoals, NC is $168,043 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.4% compared to a year ago and down 11.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in High Shoals are priced59% below average. High Shoals is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, High Shoals home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
High Shoals Home Price Trend
City Comparison
High Shoals vs. National Median
At $168,043, homes in High Shoals cost 59% below the national median of $410,000. This makes High Shoals a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in High Shoals?
20% Down Payment
$33,609
on $168,043
Monthly P&I
$876/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,113/mo
incl. taxes & insurance
Income Needed
$44,520
gross annual (30% rule)
10% Down Option
$16,804
+ PMI applies
Loan Amount (20% dn)
$134,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in High Shoals, NC?
The median home value in High Shoals is $168,043 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.4% year-over-year.
How much have home prices changed in High Shoals?
Over the past year, home values in High Shoals have increased by 10.4%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in High Shoals?
To comfortably afford the median home price of $168,043 with a 20% down payment ($33,609) at today's rates (6.8%), you'd need a gross annual income of approximately $44,520. This assumes keeping total housing costs at or below 30% of gross income.
How does High Shoals compare to the national average home price?
The national median home value is approximately $410,000. At $168,043, homes in High Shoals are 59% below the national average.
What metro area is High Shoals part of?
High Shoals is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.