Market Overview
Home Prices in Holden Beach, NC
The median home value in Holden Beach, NC is $929,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holden Beach are priced127% above average. Holden Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro area.
Over the past five years, Holden Beach home values have risen by approximately52.6%, reflecting strong long-term appreciation in this market.
Price History
Holden Beach Home Price Trend
City Comparison
Holden Beach vs. National Median
At $929,293, homes in Holden Beach cost 127% above the national median of $410,000. Buyers in Holden Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Holden Beach?
20% Down Payment
$185,859
on $929,293
Monthly P&I
$4,847/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,156/mo
incl. taxes & insurance
Income Needed
$246,240
gross annual (30% rule)
10% Down Option
$92,929
+ PMI applies
Loan Amount (20% dn)
$743,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holden Beach, NC?
The median home value in Holden Beach is $929,293 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Holden Beach?
Over the past year, home values in Holden Beach have increased by 4.3%. Over five years, prices have risen approximately 52.6%.
How much do I need to earn to buy a home in Holden Beach?
To comfortably afford the median home price of $929,293 with a 20% down payment ($185,859) at today's rates (6.8%), you'd need a gross annual income of approximately $246,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Holden Beach compare to the national average home price?
The national median home value is approximately $410,000. At $929,293, homes in Holden Beach are 127% above the national average.
What metro area is Holden Beach part of?
Holden Beach is part of the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metropolitan area. Home prices and market conditions can vary across the broader metro region.