Market Overview
Home Prices in Holly Ridge, NC
The median home value in Holly Ridge, NC is $349,073 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holly Ridge are priced15% below average. Holly Ridge is part of the Jacksonville, NC metro area.
Over the past five years, Holly Ridge home values have risen by approximately42.7%, reflecting strong long-term appreciation in this market.
Price History
Holly Ridge Home Price Trend
City Comparison
Holly Ridge vs. National Median
At $349,073, homes in Holly Ridge cost 15% below the national median of $410,000. This makes Holly Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holly Ridge?
20% Down Payment
$69,815
on $349,073
Monthly P&I
$1,821/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,313/mo
incl. taxes & insurance
Income Needed
$92,520
gross annual (30% rule)
10% Down Option
$34,907
+ PMI applies
Loan Amount (20% dn)
$279,258
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holly Ridge, NC?
The median home value in Holly Ridge is $349,073 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Holly Ridge?
Over the past year, home values in Holly Ridge have increased by 3.1%. Over five years, prices have risen approximately 42.7%.
How much do I need to earn to buy a home in Holly Ridge?
To comfortably afford the median home price of $349,073 with a 20% down payment ($69,815) at today's rates (6.8%), you'd need a gross annual income of approximately $92,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Holly Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $349,073, homes in Holly Ridge are 15% below the national average.
What metro area is Holly Ridge part of?
Holly Ridge is part of the Jacksonville, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.