📍 Holly Springs, NC · Zillow ZHVI · July 2026

Average Home Price in
Holly Springs, NC

Raleigh-Cary, NC metro area · Wake County County

Median Home Value
$583,189
↓ 1.2% year-over-year
vs. National Median
$410,000
Holly Springs is 42% above
Est. Monthly Payment
$3,042/mo
20% down · 6.8% rate
Income Needed
$155K
gross annual (30% rule)
Median Home Value
$583,189
↓ 1.2% year-over-year

Down Payment (20%)$116,638
Monthly P&I$3,042/mo
With Taxes & Ins.~$3,863/mo
Income Needed$154,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Holly Springs, NC

The median home value in Holly Springs, NC is $583,189 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 0.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Holly Springs are priced42% above average. Holly Springs is part of the Raleigh-Cary, NC metro area.

Over the past five years, Holly Springs home values have risen by approximately33.2%, reflecting strong long-term appreciation in this market.

City Comparison

Holly Springs vs. National Median

🏠 Holly Springs
$583,189
National Median
$410,000

At $583,189, homes in Holly Springs cost 42% above the national median of $410,000. Buyers in Holly Springs should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Holly Springs?

20% Down Payment
$116,638
on $583,189
Monthly P&I
$3,042/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,863/mo
incl. taxes & insurance
Income Needed
$154,520
gross annual (30% rule)
10% Down Option
$58,319
+ PMI applies
Loan Amount (20% dn)
$466,551
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Holly Springs, NC?
The median home value in Holly Springs is $583,189 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Holly Springs?
Over the past year, home values in Holly Springs have decreased by 1.2%. Over five years, prices have risen approximately 33.2%.
How much do I need to earn to buy a home in Holly Springs?
To comfortably afford the median home price of $583,189 with a 20% down payment ($116,638) at today's rates (6.8%), you'd need a gross annual income of approximately $154,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Holly Springs compare to the national average home price?
The national median home value is approximately $410,000. At $583,189, homes in Holly Springs are 42% above the national average.
What metro area is Holly Springs part of?
Holly Springs is part of the Raleigh-Cary, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.