Market Overview
Home Prices in Icard, NC
The median home value in Icard, NC is $229,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Icard are priced44% below average. Icard is part of the Hickory-Lenoir-Morganton, NC metro area.
Over the past five years, Icard home values have risen by approximately36.1%, reflecting strong long-term appreciation in this market.
Price History
Icard Home Price Trend
City Comparison
Icard vs. National Median
At $229,569, homes in Icard cost 44% below the national median of $410,000. This makes Icard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Icard?
20% Down Payment
$45,914
on $229,569
Monthly P&I
$1,197/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,520/mo
incl. taxes & insurance
Income Needed
$60,800
gross annual (30% rule)
10% Down Option
$22,957
+ PMI applies
Loan Amount (20% dn)
$183,655
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Icard, NC?
The median home value in Icard is $229,569 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Icard?
Over the past year, home values in Icard have increased by 5.6%. Over five years, prices have risen approximately 36.1%.
How much do I need to earn to buy a home in Icard?
To comfortably afford the median home price of $229,569 with a 20% down payment ($45,914) at today's rates (6.8%), you'd need a gross annual income of approximately $60,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Icard compare to the national average home price?
The national median home value is approximately $410,000. At $229,569, homes in Icard are 44% below the national average.
What metro area is Icard part of?
Icard is part of the Hickory-Lenoir-Morganton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.