Market Overview
Home Prices in Iron Station, NC
The median home value in Iron Station, NC is $414,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Iron Station are priced1% above average. Iron Station is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Iron Station home values have risen by approximately32.9%, reflecting strong long-term appreciation in this market.
Price History
Iron Station Home Price Trend
City Comparison
Iron Station vs. National Median
At $414,247, homes in Iron Station cost 1% above the national median of $410,000. Buyers in Iron Station should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Iron Station?
20% Down Payment
$82,849
on $414,247
Monthly P&I
$2,160/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,743/mo
incl. taxes & insurance
Income Needed
$109,720
gross annual (30% rule)
10% Down Option
$41,425
+ PMI applies
Loan Amount (20% dn)
$331,398
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Iron Station, NC?
The median home value in Iron Station is $414,247 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Iron Station?
Over the past year, home values in Iron Station have increased by 1.9%. Over five years, prices have risen approximately 32.9%.
How much do I need to earn to buy a home in Iron Station?
To comfortably afford the median home price of $414,247 with a 20% down payment ($82,849) at today's rates (6.8%), you'd need a gross annual income of approximately $109,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Iron Station compare to the national average home price?
The national median home value is approximately $410,000. At $414,247, homes in Iron Station are 1% above the national average.
What metro area is Iron Station part of?
Iron Station is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.