📍 Kingstown, NC · Zillow ZHVI · July 2026

Average Home Price in
Kingstown, NC

Shelby, NC metro area · Cleveland County County

Median Home Value
$137,050
↑ 16.9% year-over-year
vs. National Median
$410,000
Kingstown is 67% below
Est. Monthly Payment
$715/mo
20% down · 6.8% rate
Income Needed
$36K
gross annual (30% rule)
Median Home Value
$137,050
↑ 16.9% year-over-year

Down Payment (20%)$27,410
Monthly P&I$715/mo
With Taxes & Ins.~$908/mo
Income Needed$36,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Kingstown, NC

The median home value in Kingstown, NC is $137,050 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 16.9% compared to a year ago and down 7.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Kingstown are priced67% below average. Kingstown is part of the Shelby, NC metro area.

City Comparison

Kingstown vs. National Median

🏠 Kingstown
$137,050
National Median
$410,000

At $137,050, homes in Kingstown cost 67% below the national median of $410,000. This makes Kingstown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Kingstown?

20% Down Payment
$27,410
on $137,050
Monthly P&I
$715/mo
30-yr @ 6.8%
Total Monthly Est.
~$908/mo
incl. taxes & insurance
Income Needed
$36,320
gross annual (30% rule)
10% Down Option
$13,705
+ PMI applies
Loan Amount (20% dn)
$109,640
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Kingstown, NC?
The median home value in Kingstown is $137,050 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 16.9% year-over-year.
How much have home prices changed in Kingstown?
Over the past year, home values in Kingstown have increased by 16.9%.
How much do I need to earn to buy a home in Kingstown?
To comfortably afford the median home price of $137,050 with a 20% down payment ($27,410) at today's rates (6.8%), you'd need a gross annual income of approximately $36,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Kingstown compare to the national average home price?
The national median home value is approximately $410,000. At $137,050, homes in Kingstown are 67% below the national average.
What metro area is Kingstown part of?
Kingstown is part of the Shelby, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.