Market Overview
Home Prices in Kinston, NC
The median home value in Kinston, NC is $151,519 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kinston are priced63% below average. Kinston is part of the Kinston, NC metro area.
Over the past five years, Kinston home values have risen by approximately47.8%, reflecting strong long-term appreciation in this market.
Price History
Kinston Home Price Trend
City Comparison
Kinston vs. National Median
At $151,519, homes in Kinston cost 63% below the national median of $410,000. This makes Kinston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kinston?
20% Down Payment
$30,304
on $151,519
Monthly P&I
$790/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,003/mo
incl. taxes & insurance
Income Needed
$40,120
gross annual (30% rule)
10% Down Option
$15,152
+ PMI applies
Loan Amount (20% dn)
$121,215
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kinston, NC?
The median home value in Kinston is $151,519 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Kinston?
Over the past year, home values in Kinston have increased by 5.9%. Over five years, prices have risen approximately 47.8%.
How much do I need to earn to buy a home in Kinston?
To comfortably afford the median home price of $151,519 with a 20% down payment ($30,304) at today's rates (6.8%), you'd need a gross annual income of approximately $40,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Kinston compare to the national average home price?
The national median home value is approximately $410,000. At $151,519, homes in Kinston are 63% below the national average.
What metro area is Kinston part of?
Kinston is part of the Kinston, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.