Market Overview
Home Prices in Lattimore, NC
The median home value in Lattimore, NC is $221,338 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lattimore are priced46% below average. Lattimore is part of the Shelby, NC metro area.
Price History
Lattimore Home Price Trend
2022
$191,239
$191K
—
2023
$210,327
$210K
+10.0%
2024
$214,424
$214K
+1.9%
2025
$204,587
$205K
-4.6%
2026
$221,338
$221K
+8.2%
City Comparison
Lattimore vs. National Median
🏠 Lattimore
$221,338
National Median
$410,000
At $221,338, homes in Lattimore cost 46% below the national median of $410,000. This makes Lattimore a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lattimore?
20% Down Payment
$44,268
on $221,338
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,134
+ PMI applies
Loan Amount (20% dn)
$177,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lattimore, NC?
The median home value in Lattimore is $221,338 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Lattimore?
Over the past year, home values in Lattimore have increased by 8.2%.
How much do I need to earn to buy a home in Lattimore?
To comfortably afford the median home price of $221,338 with a 20% down payment ($44,268) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Lattimore compare to the national average home price?
The national median home value is approximately $410,000. At $221,338, homes in Lattimore are 46% below the national average.
What metro area is Lattimore part of?
Lattimore is part of the Shelby, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.