Market Overview
Home Prices in Lucama, NC
The median home value in Lucama, NC is $212,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lucama are priced48% below average. Lucama is part of the Wilson, NC metro area.
Over the past five years, Lucama home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Lucama Home Price Trend
City Comparison
Lucama vs. National Median
At $212,549, homes in Lucama cost 48% below the national median of $410,000. This makes Lucama a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lucama?
20% Down Payment
$42,510
on $212,549
Monthly P&I
$1,109/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,408/mo
incl. taxes & insurance
Income Needed
$56,320
gross annual (30% rule)
10% Down Option
$21,255
+ PMI applies
Loan Amount (20% dn)
$170,039
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lucama, NC?
The median home value in Lucama is $212,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Lucama?
Over the past year, home values in Lucama have increased by 1.3%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Lucama?
To comfortably afford the median home price of $212,549 with a 20% down payment ($42,510) at today's rates (6.8%), you'd need a gross annual income of approximately $56,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Lucama compare to the national average home price?
The national median home value is approximately $410,000. At $212,549, homes in Lucama are 48% below the national average.
What metro area is Lucama part of?
Lucama is part of the Wilson, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.