Market Overview
Home Prices in Lumberton, NC
The median home value in Lumberton, NC is $154,458 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lumberton are priced62% below average. Lumberton is part of the Lumberton, NC metro area.
Over the past five years, Lumberton home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Lumberton Home Price Trend
City Comparison
Lumberton vs. National Median
At $154,458, homes in Lumberton cost 62% below the national median of $410,000. This makes Lumberton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lumberton?
20% Down Payment
$30,892
on $154,458
Monthly P&I
$806/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,024/mo
incl. taxes & insurance
Income Needed
$40,960
gross annual (30% rule)
10% Down Option
$15,446
+ PMI applies
Loan Amount (20% dn)
$123,566
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lumberton, NC?
The median home value in Lumberton is $154,458 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Lumberton?
Over the past year, home values in Lumberton have increased by 1.2%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Lumberton?
To comfortably afford the median home price of $154,458 with a 20% down payment ($30,892) at today's rates (6.8%), you'd need a gross annual income of approximately $40,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Lumberton compare to the national average home price?
The national median home value is approximately $410,000. At $154,458, homes in Lumberton are 62% below the national average.
What metro area is Lumberton part of?
Lumberton is part of the Lumberton, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.