Market Overview
Home Prices in Midland, NC
The median home value in Midland, NC is $431,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Midland are priced5% above average. Midland is part of the Charlotte-Concord-Gastonia, NC-SC metro area.
Over the past five years, Midland home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Midland Home Price Trend
City Comparison
Midland vs. National Median
At $431,776, homes in Midland cost 5% above the national median of $410,000. Buyers in Midland should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Midland?
20% Down Payment
$86,355
on $431,776
Monthly P&I
$2,252/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,860/mo
incl. taxes & insurance
Income Needed
$114,400
gross annual (30% rule)
10% Down Option
$43,178
+ PMI applies
Loan Amount (20% dn)
$345,421
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Midland, NC?
The median home value in Midland is $431,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Midland?
Over the past year, home values in Midland have increased by 1.5%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Midland?
To comfortably afford the median home price of $431,776 with a 20% down payment ($86,355) at today's rates (6.8%), you'd need a gross annual income of approximately $114,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Midland compare to the national average home price?
The national median home value is approximately $410,000. At $431,776, homes in Midland are 5% above the national average.
What metro area is Midland part of?
Midland is part of the Charlotte-Concord-Gastonia, NC-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.