Market Overview
Home Prices in Minnesott Beach, NC
The median home value in Minnesott Beach, NC is $404,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Minnesott Beach are priced1% below average. Minnesott Beach is part of the New Bern, NC metro area.
Over the past five years, Minnesott Beach home values have risen by approximately42.7%, reflecting strong long-term appreciation in this market.
Price History
Minnesott Beach Home Price Trend
City Comparison
Minnesott Beach vs. National Median
At $404,936, homes in Minnesott Beach cost 1% below the national median of $410,000. This makes Minnesott Beach a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Minnesott Beach?
20% Down Payment
$80,987
on $404,936
Monthly P&I
$2,112/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,682/mo
incl. taxes & insurance
Income Needed
$107,280
gross annual (30% rule)
10% Down Option
$40,494
+ PMI applies
Loan Amount (20% dn)
$323,949
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Minnesott Beach, NC?
The median home value in Minnesott Beach is $404,936 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Minnesott Beach?
Over the past year, home values in Minnesott Beach have increased by 6.2%. Over five years, prices have risen approximately 42.7%.
How much do I need to earn to buy a home in Minnesott Beach?
To comfortably afford the median home price of $404,936 with a 20% down payment ($80,987) at today's rates (6.8%), you'd need a gross annual income of approximately $107,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Minnesott Beach compare to the national average home price?
The national median home value is approximately $410,000. At $404,936, homes in Minnesott Beach are 1% below the national average.
What metro area is Minnesott Beach part of?
Minnesott Beach is part of the New Bern, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.