📍 Mooresboro, NC · Zillow ZHVI · July 2026

Average Home Price in
Mooresboro, NC

Shelby, NC metro area · Cleveland County County

Median Home Value
$166,836
↑ 6.7% year-over-year
vs. National Median
$410,000
Mooresboro is 59% below
Est. Monthly Payment
$870/mo
20% down · 6.8% rate
Income Needed
$44K
gross annual (30% rule)
Median Home Value
$166,836
↑ 6.7% year-over-year

Down Payment (20%)$33,367
Monthly P&I$870/mo
With Taxes & Ins.~$1,105/mo
Income Needed$44,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mooresboro, NC

The median home value in Mooresboro, NC is $166,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and down 10.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mooresboro are priced59% below average. Mooresboro is part of the Shelby, NC metro area.

Over the past five years, Mooresboro home values have risen by approximately8.5%, reflecting steady appreciation in this market.

City Comparison

Mooresboro vs. National Median

🏠 Mooresboro
$166,836
National Median
$410,000

At $166,836, homes in Mooresboro cost 59% below the national median of $410,000. This makes Mooresboro a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mooresboro?

20% Down Payment
$33,367
on $166,836
Monthly P&I
$870/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,105/mo
incl. taxes & insurance
Income Needed
$44,200
gross annual (30% rule)
10% Down Option
$16,684
+ PMI applies
Loan Amount (20% dn)
$133,469
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mooresboro, NC?
The median home value in Mooresboro is $166,836 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Mooresboro?
Over the past year, home values in Mooresboro have increased by 6.7%. Over five years, prices have risen approximately 8.5%.
How much do I need to earn to buy a home in Mooresboro?
To comfortably afford the median home price of $166,836 with a 20% down payment ($33,367) at today's rates (6.8%), you'd need a gross annual income of approximately $44,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Mooresboro compare to the national average home price?
The national median home value is approximately $410,000. At $166,836, homes in Mooresboro are 59% below the national average.
What metro area is Mooresboro part of?
Mooresboro is part of the Shelby, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.