Market Overview
Home Prices in Moravian Falls, NC
The median home value in Moravian Falls, NC is $244,792 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moravian Falls are priced40% below average. Moravian Falls is part of the North Wilkesboro, NC metro area.
Over the past five years, Moravian Falls home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Moravian Falls Home Price Trend
City Comparison
Moravian Falls vs. National Median
At $244,792, homes in Moravian Falls cost 40% below the national median of $410,000. This makes Moravian Falls a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Moravian Falls?
20% Down Payment
$48,958
on $244,792
Monthly P&I
$1,277/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,622/mo
incl. taxes & insurance
Income Needed
$64,880
gross annual (30% rule)
10% Down Option
$24,479
+ PMI applies
Loan Amount (20% dn)
$195,834
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moravian Falls, NC?
The median home value in Moravian Falls is $244,792 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Moravian Falls?
Over the past year, home values in Moravian Falls have increased by 6.3%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Moravian Falls?
To comfortably afford the median home price of $244,792 with a 20% down payment ($48,958) at today's rates (6.8%), you'd need a gross annual income of approximately $64,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Moravian Falls compare to the national average home price?
The national median home value is approximately $410,000. At $244,792, homes in Moravian Falls are 40% below the national average.
What metro area is Moravian Falls part of?
Moravian Falls is part of the North Wilkesboro, NC metropolitan area. Home prices and market conditions can vary across the broader metro region.